A + The Private Bank lending service - for loans above £1m.
A + Special Clients, a very special service.
Private Banks now play a key role in large lending, offering a much greater flexibility of products in terms of how the rate is calculated and how they take into account income and bonus payments. Private Bank lending can cater for the more complex cases where applicant's income is made up of various sources. Avenue & Co Private Finance can access these products for our client, and the increasingly popular LIBOR lending rates offer very competitive lending terms, usually over a 5 year interest only term.
1. Mortgages can be secured for complicated income streams, consideration of bonuses, lending on existing assets (including investments) and share portfolios, trust income or investable assets.
2. These products do not show up on price comparison sites and are only available either through very carefully selected FSA regulated professional brokers which means only a handful of brokers in the UK are selected to advise on and offer the Private Bank lending products.
3. Tailor your mortgage to suit you - repayment options and combination of fixed and tracker rates and repayment methods.
4. Our Partners include every High street Retail Bank and Building Society, Private Banks (onshore and offshore), Specialist Tax advisers, Accountants, Leading Surveyors (both Residential & Commercial), Currency specialists, and the leading Property Agents in the UK.
5. Fast turnaround for mortgage offers for Loans from £500,000 to £3m. (£3m-£25m - may take longer due to credit committee approval required) and meetings available 6 days a week and outside office hours at your home or work if preferred.
We have the unique ability to negotiate directly with the underwriters and credit committee on behalf of our clients to ensure we obtain the most competitive lending terms or where applicants do not fit the usual criteria.
Contact Ketan Yadav - Specialist lending Director at kyadav@avenue-pf.com about our award winning A + Private Bank lending mortgages that offer you the ability to choose a combination of rates and repayment methods, based on LIBOR and Bank Base Rate.
FOREIGN CURRENCY LOANS: Mortgages available in US dollar, Japanese Yen, Euros, GBP Sterling, Swiss Franc, Hong Kong dollar. and managed Multi Currency mortgages are also available.
LIBOR & BANK BASE RATE LENDING - Access to LIBOR and Bank of England Base rate lending to 75% LTV and no early redemption penalties.
NEW BUILD & SELF BUILD MORTGAGES: Whether you are building your own property or are considering purchasing a new build property, we are the experts. Finance can also be obtained if the property is of non standard construction..
BUY TO LET: Specialist technical advice for short leases, Listed property, Conversions, property requiring heavy refurbishment/rebuilding, Land and development finance can also be arranged for experienced property professionals (if yyou own over 25 properties and require aggregate lending) on attractive terms.
DEVELOPMENT & BRIDGING FINANCE: Buy to Let / Residential mortgages can be approved within days if buying at auction and bridging finance to 65% of Purchase price and 90% of build costs available.
PROFESSIONAL OCCUPATIONS & FLEXIBLE MORTGAGES: Enhanced lending terms for Doctors, Dentists, Accountants, Pharmacists, Vets, Solicitors, Finance professionals, Self Employed, Company directors and partnerships. We also have access to flexible mortgages from Private Banks not available from the high street for loans above £2m to £20m.
All paperwork is completed by us and there is minimal form filling required by you. Communication is done mainly via email and copies of documents are forwarded via e-fax and email.
INDEPENDENT MARINE AND AVIATION FINANCE - for purchasing Boats, Yachts and Private Jets. We’ll help you find precisely what you want, and can arrange the most cost effective finance that supports it . Our specialist advice can help with mitigation of V.A.T. and valuations with advice from the leading lenders.
EXPATRIATES & FOREIGN CURRENCY MORTGAGES: Foreign Currency mortgages are available where applicants earn income in other currencies such as dollar, yen and Euros, or where you have a preference for a foreign currency loan.
Mortgages are also available via specialist private banks for Non residents, UK Expatriates and foreign nationals. For applicants living outside EU countries and applicants on specialist occupations such as Sports, Entertainment and other professional occupations, flexible underwriting and larger loans can be arranged. 
For all enquiries in this area, please email: kyadav@avenue-pf.com
or call 0845 230 9091 - A qualified professional adviser will get back to you within 24 hours to discuss any enquiry - obligation free.
COST OF ADVICE
As independent advisers, you can choose how we are paid. For loans above £500,000, we usually charge an administration fee of £499.00 when a full mortgage application is submitted to the lender. We may on completion receive a commission from the lender. Alternatively, you can pay us a a fee of 0.50% of the loan and we will refund any commission back to you that we receive.
We adhere to the principles of treating customers fairly and if we do charge you a fee, we will put in writing to you details of any fees before commencing any work.
Your property may be repossessed if you do not keep up repayments on your mortgage.
For Self Employed loans the overall cost of comparison is 6.7% APR. The actual rate available will depend on your circumstances. Ask for a personalised illustration. This APR is based on those with a clean credit history.
Foreign mortgages and loans are not arranged by Sesame or regulated by the Financial Services Authority.
Changes in the exchange rate may increase the sterling equivalent of your debt.
Commercial mortgages are not regulated or arranged by Sesame or the Financial Services Authority.