• Tel: 0345 230 9091
  • Fax: 0203 915 8221
  • Avenue & Co Private Finance, Unit 2, 70B Great Suffolk Street, London
  • SE1 0BL

Buy to Let, Bridging & Commercial Finance

The specialist commercial lending department we refer you to can cater for commercial loans for all types of cases.



Limited Company Buy to Let - SPV (Special Purpose Vehicle) Ltd Company Lending to 75% LTV

Houses in Multiple Occupation/ Student Properties

Multi Unit Properties

Conversion of Offices to Residential Developments

Re-mortgages within 6m of purchase

Large Loans -  above £1m

Professional Landlords (over 10 BTL - no maximum number of properties)

If you do not see what you need here it does not mean we cannot help you, call one of our underwriters to discuss or email Avenue & Co Private finance at enquiries@avenue-pf.com

  • Guest Houses
  • Restaurants
  • Leisure Clubs
  • Retail Shops
  • Residential Care Homes
  • Nursing Homes
  • Special Needs Homes
  • Close Care
  • Garages
  • Schools and Pre-Schools
  • Clubs
  • Pubs
  • Self Build
  • Private Hospitals
  • Nurseries
  • Factories
  • Limited Company (SPV) Lending (Investment property only).
  • Live / Work Units
  • Semi-Commercial
  • Post Offices
  • Warehouses
  • Offices
  • Farms
  • Golf Courses
  • Agricultural Ties
  • Professional Practises
  • Development, Residential & Commercial
  • Buy to Let
  • Property Investment Portfolios, Residential & Commercial
  • Bridging, Residential & Commercial
  • Land - Land with planning permission and Freehold Land.
  • Catteries
  • Kennels
  • Takeaways - Food/Restaurants
  • Hotels


  • Rates from BBR + 2.0%
  • Prime city centre locations & South-East England with a strong CV or appropriate background - Experienced developers only
  • 60-70%% Loan to Cost
  • Development funds also available
  • No pre-requisite for pre-sales on residential units including apartment blocks
  • Exit Fees from 1-2% (depending on deal)

BRIDGING FINANCE - We compare rates from over 13 leading Bridging Lenders in the UK for our clients

  • Rates from 0.45% pcm. 
  • Bridging Loans up to £30m to 65% LTV (closed bridge).
  • Interest Roll over and 3 & 5 year interest only terms available.
  • Residential, Commercial & Semi-Commercial Properties.
  • Auction Purchase (minimum 14 days notice prior to auction date required).
  • Short leases less than 10 years accepted subject to valuation.
  • Uncapped lending considered for high net worth individuals
  • Lending up to 70% of Open Market Value (which can equate to 100% of Purchase Price WITHOUT additional security)
  • Lending based on interest and arrangement fees roll up and deducted from advance.
  • 1m - 18m term
  • Daily interest
  • Rates from 0.55% pcm and arrangement fees from 1-2% of advance (NO EXIT FEES)
  • FCA regulated lending possible
  • Offers within 5 days typically

DEVELOPMENT FINANCE - Access to Leading and exclusive Private Bank Lending (London and South East Only)

  • Min £1m - £20m (larger loans can be possible)
  • Max GDV £20m (larger GDV subject to assessment)
  • ANNUAL RATES FROM BBR + 3.0% to 4.5%
  • Lender Fees - from 1.00% to 2.00%
  • Experienced Developers with track record only
  • Single Dwelling or Flats accepted (max 25 units)
  • 20% minimum return on cost required
  • Max 2 yr term (3 yrs possible dependent on deal)
  • EXIT FEES: 1-2% (for 50-65% LTVs) and 2-4% (for 70-75% LTVs)
  • Interest, costs, fees can be rolled up into loan
  • Lender has over £1bn to lend within next 18m - (highly capitalised Private Bank deal)


  • Commercial & Development Finance Loans up to £50m.
  • Loans for Freehold Business Purchase to 75% LTV and Leasehold Businesses (including 100% of purchase price), License Purchases, Leaseholders buying Freeholds to 100% of contractual purchase price and New purchases with collateral.
  • Buy to Let Lending based on BBR (Bank of England Base Rate) + margin of 3% to 65% LTV
  • Commercial Lending decisions within 48 hours.


Avenue & Co Private Finance is a trading name of KVMY Avenue Limited which is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.

We act as introducers for Tax Advice, accountants, surveyors, currency specialist and property agents, Development Finance, Mezzanine Finance, Foreign currency Mortgages, managed multi-currency mortgages, Commercial mortgages, and Trusts.

The FCA does not regulate Development finance, Mezzanine Finance, Commercial mortgages, Trusts and some forms of Buy to Let mortgages and Bridging Finance.  

The FCA does not regulate Accountants, Surveyors, Property Agents and some forms of tax advice and buy to let mortgages.

Changes in the exchange rate may increase the sterling equivalent of your debt.


As comprehensive mortgage advisers, you can choose how we are paid.  We usually charge an administration and advice fee to process a mortgage application.  This fee is usually £599.00. We may on completion receive a procuration fee / commission from the lender. 

We do not charge fees for remortgages or product transfers where you remain with your current lender

Alternatively, you can pay us a fee of 0.35% of the loan and we will refund any procuration fee / commission back to you that we receive. We adhere to the principles of treating customers fairly and if we do charge you a fee, we will put in writing to you details of any fees before commencing any work.

  • Tel: 0345 230 9091
  • Fax: 0203 915 8221
  • Avenue & Co Private Finance, Unit 2, 70B Great Suffolk Street, London
  • SE1 0BL


Enquiry Form

Enquire here or just call us - 0345 230 9091 open Mon-Fri - 9.30 am to 5.00 pm

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Calculate monthly payments on either a repayment or interest-only mortgage.

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